U.S. METRO ECONOMIC HEALTH · RANK #12 OF 50
Charlotte
Charlotte-Concord-Gastonia
B+
Above Average
59.0 score
Rank 12 of 50 metros
Metric Scorecard
Labor Demand 25% weight
82
Unemployment 20% weight
76
Wage Growth 15% weight
6
Cost of Living 12% weight
45
Labor Force YoY 10% weight
78
Bldg. Permits 10% weight
30
Days on Market 5% weight
76
Office Economy 3% weight
80
Key Indicators
Unemployment
3.7%
unemployment rate
Wage Growth YoY
-0.0%
avg hourly earnings
Employment Growth
+0.9%
nonfarm payrolls YoY
Labor Force YoY
+1.1%
civilian labor force YoY
Building Permits
-14.8%
permits YoY
Days on Market
45 days
median days on market
Labor Market Signal
STRONG
Employment and hours both above trend — genuine demand confirmation.
Economic Analysis

The Charlotte-Concord-Gastonia metro area has earned an overall grade of B+ with a composite score ranking in the 59.0th percentile among 50 US metros. This city's economic character is largely defined by its strong labor demand, with an employment growth rate of 0.88% and weekly hours 0.398% above its own trend, as well as its deep professional talent pool, ranking in the 80th percentile. The labor demand composite score of 5.93 places it in the top tier, at the 82nd percentile.

Labor Demand

The combination of 0.88% employment growth and 0.398% higher weekly hours signals genuine demand expansion in the Charlotte-Concord-Gastonia metro area. This indicates that jobs are being added and hours are running above trend, suggesting a healthy and growing labor market. The labor demand composite score of 5.93, ranking in the 82nd percentile, further reinforces this assessment.

Unemployment

The unemployment rate in Charlotte-Concord-Gastonia stands at 3.70%, ranking in the 76th percentile, indicating a relatively tight labor market. This means that businesses may face challenges in hiring, as the pool of available workers is smaller, and may need to offer competitive wages to attract talent. The tight market also suggests that workers may have more bargaining power.

Wage Growth

The year-over-year wage growth in Charlotte-Concord-Gastonia is -0.04%, ranking in the 6th percentile, indicating stagnant wage growth. This slow wage growth environment means that labor costs for employers are not rising rapidly, but it also suggests that workers may have limited bargaining power and purchasing power may not be increasing. This could impact the local consumer demand.

Cost of Living

With a cost of living ratio of $220/sqft to $37.43/hr, and a year-over-year decrease of 1.8% in PSF, Charlotte-Concord-Gastonia ranks in the 45th percentile for affordability. This near-median ranking suggests that the city is neither extremely affordable nor extremely expensive, and businesses may not need to offer significant wage premiums to attract talent. However, the falling PSF relative to wages is a positive sign for affordability.

Labor Force Growth

The civilian labor force in Charlotte-Concord-Gastonia is growing at a rate of 1.13% year-over-year, ranking in the 78th percentile, indicating an expanding workforce supply. This positive growth rate suggests that the hiring capacity for businesses is increasing, and the labor pool is becoming more diverse and larger.

Building Permits

The year-over-year change in residential building permits is -14.84%, ranking in the 30th percentile, indicating a tightening housing supply. This decline in permits suggests that the future affordability and workforce accommodation in Charlotte-Concord-Gastonia may be at risk, as the supply of new housing is not keeping pace with demand.

Days on Market

The current median days on market is 45 days, with a year-over-year increase of 7.1%, ranking in the 76th percentile. This suggests that the housing market is becoming more accessible for relocating workers, as homes are taking slightly longer to sell. However, the market is still relatively competitive, and workers may face some challenges in finding available housing.

Office Economy

With an office and professional worker share ranking in the 80th percentile, Charlotte-Concord-Gastonia has a deep talent pool suited for tech, finance, consulting, and HQ decisions. This city is well-suited for businesses that require specialized knowledge-economy roles, but may be less suitable for industries with more industrial or logistics-dominant economies.

The Charlotte-Concord-Gastonia metro area offers businesses a strong labor demand and a deep professional talent pool, making it an attractive location for companies in the tech, finance, and consulting sectors. However, the single biggest risk or constraint for decision-makers is the tightening housing supply, which may impact future affordability and workforce accommodation, and could require businesses to offer wage premiums or other incentives to attract and retain talent.